Working Capital
Financing intended to support day-to-day operating needs of a business.
Learn MoreBusiness financing for U.S. businesses
Business Capital Built Around Your Goals
Explore business financing solutions for working capital, equipment, expansion, and other business needs.
Funding options are subject to eligibility, underwriting, product availability, and applicable terms.
Financing structures
One application. Several possible paths.
Availability of any structure depends on eligibility and underwriting.
Streamlined Application
A short application designed around how businesses actually operate.
Multiple Financing Solutions
Several financing structures, matched to the need behind the request.
Dedicated Support
A point of contact who can answer questions throughout the process.
Transparent Process
Clear steps, clear documentation, and terms presented before you commit.
Get started
How Much Capital Does Your Business Need?
Choose an example range to begin. You can adjust the amount later in the application.
See My Funding Options
Select an example amount to get started.
Amounts shown are examples only and do not represent an approval or an offer. Actual availability depends on eligibility, underwriting, the financing product and applicable terms.
How it works
A clear path from application to closing
- 01
Apply
Tell us about your business and funding needs through a short application.
- 02
Get Reviewed
Your information is reviewed to determine what financing options may be available.
- 03
Explore Your Options
If eligible, review available options, costs, repayment structure and terms.
- 04
Move Forward
Complete the required documentation and closing process for the option you select.
Funding solutions
Financing structures we can help you explore
Each structure serves a different business need. Eligibility, costs and terms are confirmed during review.
Business Line of Credit
A revolving structure where funds may be drawn as needed, subject to approval.
Learn MoreEquipment Financing
Financing structured around the purchase or replacement of business equipment.
Learn MoreTerm Financing
A fixed financing amount repaid over a set schedule agreed at closing.
Learn MoreSBA Financing
Financing offered under U.S. Small Business Administration programs, subject to program rules.
Learn MoreOther Financing Solutions
Additional structures may be available depending on your business and objectives.
Learn MorePayment estimator
Model a repayment scenario before you apply
Adjust the amount and term to see how a sample repayment structure changes. The figures are illustrative and are not an offer.
Costs presented before you commit
Applicable costs and terms are disclosed in the financing offer and agreement.
No obligation
Using the estimator does not submit an application or trigger a credit inquiry.
Terms vary by product
Different financing structures repay differently; your options are confirmed during review.
Payment estimatorIllustrative
$150,000
12 mo
- Sample weekly
- $3,528
- Sample factor
- 1.22
- Sample total
- $183,300
This calculator provides an illustrative estimate only. Actual financing costs, payment amounts, fees, and terms depend on the financing product, eligibility, and final offer.
Common uses
What Can Business Funding Be Used For?
Permitted uses are defined by the financing agreement you enter into.
Working Capital
Support routine operating expenses.
Inventory
Purchase or replenish stock.
Equipment
Acquire, upgrade or repair equipment.
Payroll
Support staffing and payroll cycles.
Marketing
Fund campaigns and customer acquisition.
Expansion
Open locations or grow capacity.
Commercial Vehicles
Add or replace fleet vehicles.
Business Acquisition
Support the purchase of a business.
Who we help
Funding Solutions for U.S. Businesses
We work with businesses across a range of industries. Eligibility varies by industry, financing product and underwriting, and not every business or industry will qualify.
Why North United Capital
A business funding process built on clarity
Straightforward Process
Defined steps from application through closing, with documentation explained along the way.
Business-Focused Guidance
Conversations focused on the business need behind the request, not a single product.
Multiple Financing Solutions
Several financing structures may be considered based on eligibility.
Dedicated Support
Direct access to a representative who can answer questions about your file.
Customer stories
Verified customer stories
Coming soon
This section is reserved for customer stories that have been collected, verified and approved for publication. No sample or illustrative testimonials are displayed here.
Frequently asked questions
Some answers below are marked as placeholders and will be updated once the corresponding company information is confirmed.
Ready to Explore Your Funding Options?
Tell us about your business and funding needs to get started.
Funding options are subject to eligibility, underwriting, product availability, and applicable terms. This website does not constitute an offer, commitment or approval to provide financing. Amounts and terms shown are examples only.
- Phone
- (516) 862-3740
- Office
- 600 W Peachtree St NW, Suite 1700
Atlanta, GA 30308, US - Hours
- Monday – Friday, 9:00am – 4:30pm ET