Question 1

What types of business funding are available?

Accepted Answer

Structures that may be considered include working capital financing, business lines of credit, equipment financing, term financing, SBA financing and other solutions. Availability depends on eligibility, underwriting and product availability.

Question 2

How much funding can I request?

Accepted Answer

You can indicate the amount your business is seeking on the application. Any amount shown on this website is an example only; what may be available depends on eligibility, the financing product and underwriting.

Question 3

What can funding be used for?

Accepted Answer

Business financing is generally used for business purposes such as working capital, inventory, equipment, payroll, marketing, expansion, commercial vehicles or a business acquisition. Permitted uses are defined by the financing agreement.

Question 4

Can I apply if my business already has financing?

Accepted Answer

You can apply. Existing obligations are one of the factors reviewed, and how they affect available options is confirmed during review.

Question 5

What information is needed to apply?

Accepted Answer

Basic information about your business, the funding amount and the intended use. Additional documentation may be requested during review. PLACEHOLDER: the specific document checklist will be published once confirmed.

Question 6

How long does the application take?

Accepted Answer

The application is short and designed to be completed in one sitting. PLACEHOLDER: an estimated completion time will be published once confirmed.

Question 7

What documents may be required?

Accepted Answer

PLACEHOLDER: the document checklist has not been published. Requirements vary by financing product and funding source and are confirmed during review.

Question 8

What happens after I apply?

Accepted Answer

Your information is reviewed to determine what options may be available. If eligible, you can review options, costs, repayment structure and terms before deciding whether to move forward. A representative will contact you using the details you provide.

Question 9

How long must my business be operating?

Accepted Answer

PLACEHOLDER: minimum time-in-business requirements have not been published. Requirements vary by financing product and are confirmed during review.

Question 10

Does personal credit matter?

Accepted Answer

PLACEHOLDER: credit criteria have not been published. Credit may be one of several factors considered, and requirements vary by product and funding source.

Question 11

Can startups apply?

Accepted Answer

PLACEHOLDER: eligibility for newly formed businesses has not been published. Any business may submit an application; eligibility is determined during review.

Question 12

Does applying affect my credit?

Accepted Answer

PLACEHOLDER: the credit inquiry process has not been confirmed. Any credit inquiry conducted, and its type, will be disclosed to you before it is performed. The application on this site asks you to self-report a credit range and does not itself pull credit.

Question 13

Are there fees?

Accepted Answer

PLACEHOLDER: fee information has not been published. Any applicable fees are disclosed in the financing offer and agreement before you accept.

Question 14

How are financing costs determined?

Accepted Answer

Costs are set by the funding source based on the product, the business and underwriting. Applicable costs are disclosed in the offer and agreement before you accept.

Question 15

How do repayments work?

Accepted Answer

Repayment frequency, amount and duration depend on the financing product and are defined in the financing agreement.

Question 16

Who provides the financing?

Accepted Answer

PLACEHOLDER: information about funding sources and financing partners will be published once confirmed. North United Capital is not a bank.

Question 17

Is North United Capital a lender or a broker?

Accepted Answer

PLACEHOLDER: our exact role and any licensing or registration information will be published once confirmed. Until then, no representation is made either way.

Frequently Asked Questions

Funding basics

Applying

Eligibility and credit

Costs and repayment

About North United Capital

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